Subclass 496 is known as skilled designated area sponsored visa.  Subclass 496 visa is closed for new applications.  Subclass 496 visa allows the applicant to work, live and study in Australia and the applicant is eligible to apply for a permanent residence.  For you to qualify for subclass 496 visa you must be under 45 years of age,  have excellent English skills,  recent skilled working experience,  be sponsored by an eligible relative who lives in designated areas in Australia have your skills must be assessed by the relevant authority.  The subclass 496 visa closed new application in 2007  but you might be in a place to get subclass 489 visa which is skilled- regional visa. You family members are eligible for skill- regional visa if at all you already hold this visa.  Apart from paying visa application fee, you may be required to pay other charges for health assessment, the police certificates any other test that may be required.

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